IASbhai Daily Mains Answer Writing Practice Caravan | 24th Nov 2020

“If there is no struggle, there is no progress.” – Frederick Douglass

Dear Aspirants
IASbhai Mains Answer Writing Practice Caravan is an initiative to frame UPSC Mains questions everyday from the major Editorials of leading Newspapers in India which are most relevant to UPSC preparation –‘THE HINDU, LIVEMINT , INDIAN EXPRESS’ and help millions of readers who find difficulty in answer writing and making notes everyday. Here we choose two questions from editorials on daily basis and analyse them with respect to UPSC MAINS 2020-21

To get your answers evaluated from our dedicated Team , Your answer should meet following criteria :
  • Date and time on the top of margin.
  • Question written neatly above the margin.
  • The answer should be minimum 250 words.

QUESTION NO 1 : Banking health and the ‘K Curve’ dynamics

      HEADLINES:

Banking health and the ‘K Curve’ dynamics

      CENTRAL THEME:

Focusing on trends in valuation metrics can provide clues; more stronger banks are needed

SYLLABUS COVERED: GS 3 : Banking

      MAINS QUESTION:

Consolidation of PSU banks into few large banks requires a new vision. That needs to be drawn out for these banks to ensure that they have differing value propositions to offer to the economy and market.Comment -(GS 3)

      LEARNING: 

  • Private Banks dispersion
  • Road map for Public Banks
  • The need for Alpha Banks

      INTRODUCTION:

  • Give a short introduction on NBFC crisis in India.
  • Timeline of events .

      BODY: 

  • The K Curve and Analysis .
  • Roadmap for Public sector Bank.
  • Steps for restructuring the assets and Loan moratorium.

      CONCLUSION: 

  • The Concept of Alpha banks and why we need more alpha banks has to potrayed.
     SOURCES:  THE HINDU  | Mains Answer Writing Practice Caravan | 24th Nov 2020

QUESTION NO 2 : Some of the COVID-19 mortality was avoidable

      HEADLINES:

Some of the COVID-19 mortality was avoidable

      CENTRAL THEME:

In India, the varying death rate across States during the pandemic points to the neglect of health in public policy

SYLLABUS COVERED: GS 3 : Diseases

      MAINS QUESTION:

Economic policy that prioritises growth and a substantial investment in health sector can ease the revival of Indian Economy post COVID-19 . Discuss -(GS 3)

      LEARNING: 

  • Public expenditure on Health sector
  • Importance of Funding
  • Case Study : North East India

    INTRODUCTION: 

  • Changing social aspects
  • Growth vs Life : Standard of living has to be discussed
  • The cost of New Normal can be showcased in the answer.

      BODY: 

  • Percentage expenditure of GDP.
  • Per Capita expenditure has to be mentioned.
  • Compare the expenditure with respect to age vs population vs gender .
  • Mention few points on Why Public funds are important.

      CONCLUSION: 

  • Using the case study of North east India, device a pattern of funding.
     SOURCES:  THE HINDU | Mains Answer Writing Practice Caravan | 24th Nov 2020

 

Post your answers below in the comment section . We will surely review your answers that’s our promise !

SYNOPSIS : The Hindu Editorial Hunt 

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